What effect does point reduction have on my license and driving record?

Point reduction applies only to points assessed for violations that occurred within the eighteen months immediately before course completion. It does not affect points for earlier violations, and cannot be used as "credit" against future violations or points.

Point reduction cannot reduce your point total lower than zero.

If your license has already been revoked or suspended, or if a violation hearing has already been scheduled, point reduction will not affect that action.

Point reduction does not prevent or cancel a mandatory revocation or suspension for violations such as DWI, DWAI, or three speeding violations within 18 months.

Points may be reduced only once in any 18-month period. The DMV point system and insurance company "point" systems are separate and not related. Point reduction on your driving record does not affect points assigned by your insurance company for violations and accidents.

Completion of a course under the "Point & Insurance Reduction Program" also cannot prevent or reduce the calculation of points affecting a "Driver Responsibility Assessment." The most recent  information about the "Driver Responsibility Assessment" program is available from the DMV Internet Office.

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1. After completing the PIRP course, how do I receive the insurance reduction?
2. After I complete the PIRP course, how do I receive the point reduction?
3. How do I know my driving record shows my PIRP course completion?
4. How much time does the PIRP course take, what is it like and what does it cost?
5. If a youthful operator is already receiving a driver education reduction, will the PIRP discount also be applied?
6. What effect does point reduction have on my license and driving record?
7. What if more than one person named on a policy completes the PIRP course?
8. Will the PIRP course prevent my insurance company from raising my premiums?
9. Will youthful operators and drivers participating in assigned risk pool receive the insurance premium discount?